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Intense Money Loans. This buyer/investor had a hard time finding a reasonable investment home in Palo Alto

Intense Money Loans. This buyer/investor had a hard time finding a reasonable investment home in Palo Alto


Intense Money Loans. This buyer/investor had a hard time finding a reasonable investment home in Palo Alto

Difficult cash (personal cash) loans are real-estate loans funded by private investors. Loan brokers and borrowers frequently seek out personal cash for deals that fall not in the more restrictive, traditional loan programs provided by banking institutions.

Foley Mortgage is an immediate personal cash lender. We originate, underwrite, service and fund loans the following within our San Jose workplace. At Foley home loan we simply take a common-sense way of underwriting so that you don’t need to worry about inflexible loan conditions.

Condition Problems


This buyer/investor possessed a hard time finding a reasonable investment home in Palo Alto. After an exhaustive search, she finally found myself in agreement about this fixer top. Then as her funding contingency had been planning to expire, the lending company pulled the plug and denied her loan as a result of bad condition. Panic set in: there have been back-up provides and she had been going to lose her deposit.


Foley Mortgage presented loan papers to title in four times, satisfying her imagine having a good investment home in Palo Alto. She now has per year to correct the property up and be eligible for the standard loan.

Characteristics Held in Estate Trusts or Probate

Banking institutions and lenders that are conventional won’t lend to heirs, executors or successor trustees. This limits the executor’s ability to cover fees, buy down heirs or get financing to repair the property up. Foley Mortgage does not have any such limitation and is happy to provide to inherited estates or properties in probate.


A successor trustee (son) desired to keep consitently the San Jose home after their mom passed away, but their siblings wished to offer. He hoped to obtain a loan from the home to purchase his siblings out, but banks and main-stream lenders won’t provide to successor trustees since they are not regarded as people. The son’s lawyer and CPA recommended them that the mortgage must be meant to the property trust.


A money that is hard meant to the estate trust. The amount of money ended up being utilized buying out of the three staying heirs.

Commercial, Multi-Family and Mixed-Use Qualities

Busy property investors are weary associated with the long application and paperwork procedures that banks require for commercial estate financing that is real. At Foley Mortgage, underwriting takes an easier approach: is here sufficient equity (up to 65% LTV) and exactly how will the re re re payments be manufactured?


After their dad died, the heirs for this Oakland apartment building had to spend home fees and complete deferred upkeep. A number of the heirs weren’t prepared to offer at this time. The home was at probate and after court approval, Foley Mortgage arrived through by having a half million buck loan to your property.


A hard cash loan to your property. The heirs utilized the funds to pay for bills and increase the home.

Bridge Loans (Swing Loans)

A connection loan is short-term funding (typically 6-18 months) utilized to accomplish an actual property purchase until the standard mortgage loan or SBA funding comes through.

Business Purpose Loans

Will https://www.installmentloansgroup.com/payday-loans-or/ you be beginning a company or do you really need a money infusion for the one that is existing? If you’re unable to satisfy the underwriting that is strict needed by the traditional loan provider, call us. Foley Mortgage is assisting small enterprises understand their potential that is full since.

Lots, Ranches, Acreage and Tear-Downs

At Foley home loan we can loan on vacant lots, unimproved acreage and tear-downs. The most loan-to-value is 50% plus the debtor must report that they will have the capability to re-pay.

1031 Exchange Completion Loan

The quick schedule of a 1031 change can instill worry within the heart of perhaps the many experienced real-estate investor. This particular loan is useful if your due date is looming and fast funding is required.

Find out more from our Videos

What exactly is Tricky Cash?

Personal cash (also called “hard cash”) is a widely used term in banking and finance. It means equity based financing to business, trust or person with a private specific or company.

Real Estate Loans for Estates, Trusts & Probate

Trustor (mother) regarding the household property dies, and successor trustees (kids) are in a predicament, struggling to borrow funds from the equity of the home that is inherited to it up.

This renders few options except to market your family home as-is. Banking institutions and lenders that are conventional loan to successor trustees (kids) since they are perhaps not viewed as people. This may restrict the heirs capacity to purchase one another down or get that loan to correct up mom’s old home and wear it industry.

What individuals Say about Foley Home Loan

We’ve been making use of E.F. Foley for longer than 3 investment properties. They’ve been very affordable, dependable and considerate. Pam, Michael and their employees are extremely friendly and truthful. They deliver a specialist off to glance at the property and will also offer some really of good use recommendations. Their interest price is quite reasonable as a money lender that is hard. We’ve had deals that are many them within these couple of years and certainly will undoubtedly continue using them. You would like to close in a short time, choose E.F if you have difficulty getting loan money from a regular lender and have some good deals. Foley. They have been the most readily useful.

We utilized E. F. Foley for an investor loan 3 x within the last 5 years. Cheryl Mehe’ula had been very useful in processing my loans. She ended up being constantly offered to talk about choices which help me personally evaluate my requirements. E. F. Foley happens to be quite useful in assisting me implement my investment plan.

E. F. Foley & Co. had been started in 1957 by Eugene F. Foley and included in 1980. Today in 1993, Eugene sold the Corporation to his son and daughter-in-law who continue to operate the business. In 2016, E. F. Foley & Co., Inc. started business that is doing Foley Mortgage. Ca Department of Real Estate 00824971, NMLS 240664. Pamela Foley, Broker: DRE 00949609, NMLS 350289. Equal Housing Chance Lender.

Foley Home Loan

That Which We Do

Foley Mortgage provides home loan funding for several forms of borrowers and circumstances, including refinances, acquisitions, FHA / VA. Additionally we provide difficult cash loans for investor flips, property trusts or probate, rehab jobs, small commercial and blended usage properties.

We’ve been loans that are arranging 1957 through the entire bay area Bay region.

Our Location

Foley Mortgage 1660 Hamilton Ave. Ste. 100 San Jose, CA 95125 Ph: 408-264-9000 Fax: 408-264-9004 E Mail Us

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