Partner with us to build a better tomorrow today

A LENDER that CARES

The path is believed by us to a significantly better future begins with credit. Therefore we’re credit that is making. No credit history? Not a problem. Let’s begin.

THAT WHICH WE PROVIDE

Unsecured loans

Affordable individual and secured individual loans—no credit rating necessary to apply.

Bank cards

The Oportun Card is originating. have actually an offer or need to know more?

Automobile financing

We help to make vehicle buying simple—so there is the motor vehicle that’s right for you personally.

Money

We’ll put you in contact with UnidosUS free of charge coaching that is financial.

Neighborhood lovers

Our partner, SpringFour, will allow you to find out nonprofit and federal government solutions in your area.

WE’RE DEDICATED TO the COMMUNITY

Don’t simply take it from us. Our clients have actually offered us significantly more than 50,000 5-star reviews on Bing.

Rolando Ortega

Serafin cancino

Lowkezz Scape

Sounds from our community

The mortgage ended up being effortless. The folks had been friendly. I actually do feel just like a right part of this community.

Voices from our community

I do believe having credit that is good the U.S. is indispensable. By way of Oportun, I was given by them the possibility to begin to build my credit and achieve my Idaho title loans objectives.

Sounds from our community

I became exhausted of the many nos. When i consequently found out about Oportun, all of that went away. There’s not a no. There’s a yes. Approved. You’re qualified.

Sounds from our community

Each time you get into Oportun, you are made by them feel household. They shall additionally assist you to along with your credit history.

Sounds from our community

The assistance that Oportun has offered me personally shall constantly stay static in my heart. They constantly give me the possibility. They never fail me personally.

Why Oportun

An approach that is affordable borrowing

Our affordable repayments are structured to fit well within your financial allowance. An average of, our clients save yourself $993 on the first personal bank loan whenever they choose Oportun over other available options.

Developing a credit score helps place you in charge. Fast, budget-friendly assistance as it’s needed

Unlike other alternate lenders, we report client records to credit that is nationwide, to help you start to establish credit rating and start the entranceway to a different realm of possibilities. We’ve helped significantly more than 830,000 individuals with out a FICO rating start establishing credit rating.

It is made by us possible for one to be successful. Our procedures are convenient and quick, therefore we don’t also demand a credit rating to put on.

Resources

QUESTIONS

May I be prequalified without impacting my credit history?

Yes. You, we run a soft credit pull, which does not impact your FICO В® credit score when we prequalify.

whenever a ultimate decision is made on your own application, we operate a tough credit pull, which could affect your credit rating. Find out about hard and credit that is soft.

How exactly does Oportun help me to build a credit rating?

Unlike other alternative lenders, we report your account behavior to credit bureaus that is nationwide. Each we let them know whether you’ve made your account payments on time and in full month. You can easily establish credit that is positive you create your requested payments on or before your due date, spend a lot more than what is required, or spend your bank account in complete. It generally takes at the least 6 months to determine a credit score that is initial.

We also report that to the credit bureaus if you miss payments or make late or incomplete payments. Such behavior can impact your credit negatively rating.

The lending company when it comes to Oportun Visa charge card is WebBank, Member FDIC, that is whom reports your account behavior to credit bureaus that is nationwide.